The Ultimate Vancouver Homeowner’s Winter Checklist By Roland Kym | MoveToVancouverCanada.com 

With winter fast approaching, now’s the perfect time to make sure your home is ready for the season. Vancouver’s winters might be milder than most Canadian cities, but the combination of heavy rain, wind, and the occasional snowstorm can take a real toll on your home if you’re not prepared. Today, I’m walking you through the Ultimate Vancouver Homeowner’s Winter Checklist — everything to do before the cold, wind, and rain really set in to help you protect your investment, stay comfortable, and avoid costly surprises.  Why Winter Prep Matters in Vancouver Our coastal climate brings a unique mix of challenges: long stretches of rain, saturated soil, strong winds, and sudden temperature drops. Each of these can lead to leaks, drafts, foundation issues, or moisture damage if not addressed. The good news? With just a few proactive steps, you can safeguard your home, reduce energy costs, and preserve long-term value. This checklist covers four key zones: 1. The Exterior 2. Interior Systems  3. Comfort & Safety 4. Emergency Preparation  Exterior Preparation Let’s start outside — because that’s where most winter damage begins. Roof, Gutters & Drainage • Inspect your roof for missing or damaged shingles and check flashing around chimneys and vents. • Clean gutters and downspouts so water flows freely away from the foundation. • A clogged gutter is one of the most common culprits for water intrusion during Vancouver’s rainy season. Trees & Landscaping • Trim back any overhanging branches that could snap in a windstorm. • Make sure the grading around your home slopes away from the foundation to prevent pooling. Exterior Faucets & Outdoor Gear • Disconnect all hoses, drain outdoor taps, and cover them if needed. • Store or secure patio furniture and BBQs to prevent storm damage. Windows & Doors • Inspect and reseal weather-stripping or caulking around windows and doors. • Even small drafts can cause heat loss and higher winter bills.  Interior Systems & Comfort Heating System • Book a professional service for your furnace or heat pump. • Replace filters, check vents, and test thermostats. • Reverse ceiling fans clockwise at low speed to push warm air down. Insulation & Ventilation • Check attic insulation — if it’s thin or uneven, you may be losing valuable heat. • Ensure vents are clear so warm, moist air can escape, preventing condensation and mold. Fireplace or Gas System • Schedule a safety inspection and cleaning. • Test smoke and carbon monoxide detectors and replace batteries. Windows & Drafts • Add insulating film, heavy curtains, or draft stoppers. • Watch for condensation — it signals humidity buildup and poor circulation.   Safety & Emergency Preparation Pipes & Plumbing • Insulate exposed pipes in garages, crawlspaces, or basements. • Drain sprinkler systems and garden lines. • Know where your main shut-off valve is located. Walkways & Driveways • Seal cracks and clear walkways. • Keep salt or de-icer handy and add boot trays at entryways to protect floors. Emergency Kit & Power Outages • Stock flashlights, batteries, blankets, first-aid items, and non-perishable food. • Keep a portable phone charger and consider a small generator for outage-prone areas. Fire & CO Safety • Every floor should have both smoke and carbon monoxide detectors, especially near bedrooms and heating units. • Test them and replace any expired ones.  Protecting Your Home’s Value Regular maintenance isn’t just about comfort — it’s about protecting your investment. A well-maintained property performs better in every market. It shows pride of ownership, prevents hidden damage, and stands out to buyers when it’s time to sell. Think of this checklist as an investment in peace of mind: every hour spent maintaining your home saves you money, time, and stress later. Whether you’re staying put or planning a move, these steps protect one of your most valuable assets.  Quick Recap Your Vancouver Winter Home Prep Checklist: • Inspect and clean roof and gutters • Trim trees and check drainage • Drain and cover outdoor faucets • Seal windows and doors • Service your heating system • Check insulation and ventilation • Clean and inspect fireplaces and detectors • Insulate exposed pipes • Prepare walkways and entries • Refresh your emergency kit Small steps — big difference once winter storms arrive. Closing & Call to Action Thanks for reading! I hope this helps you feel confident and ready for the season ahead. If you’d like a free downloadable copy of this checklist, or if you’re thinking about buying, selling, or investing in Vancouver real estate, my team and I would love to help. We live and work right here in the community — and we’re passionate about helping people move, invest, and settle in Vancouver the right way. Stay warm, stay safe, and enjoy your home this winter.

— Roland Kym Top 1% Vancouver Realtor MoveToVancouverCanada.com

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Hey everyone, it’s Roland here — and today we’re taking a look at how the Vancouver real estate market performed in October 2025, and what it means for buyers and sellers as we head toward the end of the year. The Big Picture October is usually the final active month before the winter slowdown, and this year, it came with a softer pace and a lot more choice for buyers. Across Metro Vancouver, we saw 2,255 home sales in October. That’s about 14 percent lower than last October, and roughly 15 percent below the 10-year average for the month. So sales are a little quieter than usual — still steady, but buyers are clearly taking their time and weighing their options. Listings and Supply On the flip side, new listings held steady. We had 5,438 homes come to market, basically unchanged from the same time last year, but about 16 percent higher than the 10-year October average. That means sellers are still active — and for buyers, that translates to more selection. And that selection really shows up in total active listings. We ended October with 16,393 homes on the market — 13 percent more than last year, and a significant 36 percent above the 10-year average. In short: buyers have more to choose from today than they’ve had in quite some time. Balance of Power The sales-to-active listings ratio — one of the best indicators of market balance — sat at 14 percent in October, down from about 19 percent last year. Anything below roughly 12 percent tends to put pressure on prices to move down, while anything over 20 percent usually pushes prices up. So right now, we’re in that middle ground — balanced, leaning just a bit toward the buyer side. Breaking it down a little further: Detached homes came in around 11 percent, Townhomes around 18 percent, and Condos roughly 15 percent. That’s softer across the board compared with last year, with townhomes still holding the strongest demand. Prices The benchmark price across all home types in Metro Vancouver is $1,132,500. That’s down 3.4 percent from last year, and just under 1 percent lower than September. Over the long term though, that’s still about 36 percent higher than it was a decade ago, showing the resilience of Vancouver real estate over time. Here’s how it breaks down: Detached homes now sit at a benchmark of $1,916,400, down 4.3 percent year-over-year. Townhomes are at $1,066,700, down 3.8 percent from last year. Condos are at $718,900, down 5.1 percent year-over-year. So yes, prices have edged down compared with last year, but when we zoom out to the 10-year view, every category remains well above where it was — a reminder that real estate continues to reward long-term owners. Interest Rates and Buyer Sentiment We’ve now seen four interest-rate cuts in 2025, with the most recent in late October bringing the Bank of Canada rate down to 2.25 percent — a big change from 3.75 percent last October. Even with these lower borrowing costs, buyers are being thoughtful. They’re watching the market closely, comparing options, and factoring in lifestyle and future affordability before jumping in. What It Means for Buyers If you’re thinking about buying, this is one of the most balanced playing fields we’ve seen in years. You finally have choices. With inventory up more than 13 percent from last year and over 36 percent above the 10-year average, there’s simply more to look at. Negotiation power is back. That 14 percent sales-to-active ratio means sellers are more open to discussion on price and terms. Rates are friendlier. Payments look better than they did last year, and with more flexibility in the market, you can find the right property without rushing. What It Means for Sellers If you’re selling this fall or winter, the key is to stay strategic. Price to today’s market. With sales slower and buyers more selective, accurate pricing is everything. Stand out with presentation. Homes that show beautifully — well-staged, well-photographed, and move-in ready — are still selling quickly. Stay nimble. If you’re not getting traction after a couple of weekends, it might be time to adjust. The buyers are out there — but they’re picky. Segment Highlights Detached homes are still the go-to for families, but many of the best deals are now in homes that need light updating. Townhomes remain the sweet spot for buyers trading up from condos — particularly in good school catchments. Condos are offering the greatest selection and some of the best value we’ve seen in a while. For first-time buyers, that’s an open door. Quick Recap of the Key Numbers Sales: 2,255 (-14 % YoY, -15 % vs 10-yr avg) New listings: 5,438 (-0.3 % YoY, +16 % vs 10-yr avg) Active listings: 16,393 (+13 % YoY, +36 % vs 10-yr avg) Sales-to-active ratio: 14 % (vs 19 % last year) Benchmark price: $1,132,500 (-3.4 % YoY, -0.8 % MoM; still +36 % vs 10 yrs ago) Interest rate: 2.25 % (now vs 3.75 % last year) Final Thoughts In short, the Vancouver market this fall is balanced, slower, and more thoughtful. Buyers finally have breathing room. Sellers who prepare and price right are still getting great results. If you’d like to understand what this market means for your specific home or neighbourhood, or if you’re planning a move for 2026, I’d love to help you navigate it with confidence. I’m Roland Kym, thanks for watching — and as always, take care of your home, your wealth, and your dreams.

It’s that magical time of year again — and I’m suiting up as Santa Roland to spread some serious Christmas cheer! 

On Friday, December 12th, I’ll be drawing for a Pile of Christmas Presents, and you could be one of the lucky winners!

 Be sure to tune in to my Roland Kym YouTube Channel or Facebook Page to watch the draw video on December 12th and see if your ticket number is called!

 If you’re already a client, keep an eye on your mailbox — your brand new 2026 calendar (and your free entry tickets) will be arriving within the next 10 days.

 Not on our client list yet? No problem! Send me a private message, and we’ll make sure you’re entered to join in on the fun and have your chance to win too.

 From all of us at Roland Kym Realtor, we wish you a joyful holiday season filled with cheer, laughter, and a few surprises from Santa Roland himself!

#SantaRoland #ChristmasPrezies #RolandKymRealtor #HolidayGiveaway #VancouverRealEstate #ClientAppreciation #ChristmasFun #KymBunaGroup

At MoveToVancouverCanada.com, we believe in supporting the amazing people and businesses that make our city thrive.

We’re excited to announce that we’re expanding our trusted, vetted, and awesome Service Directory — and we’re looking for exceptional local businesses and service providers to feature!

Do you know a contractor, cleaner, landscaper, designer, fitness coach, mortgage broker, or any other professional who provides top-notch service and genuinely cares about their clients?

Connect us!
If you or someone you know would be a great fit, send us their info. We’ll personally reach out, interview them, and feature their business — at no cost — to our growing Vancouver community and sphere of influence.

Together, let’s shine a spotlight on the people who help make Vancouver such an incredible place to live, work, and call home.

Visit MoveToVancouverCanada.com to explore our directory and see how we’re building community — one trusted connection at a time.

#MoveToVancouverCanada #VancouverBusiness #SupportLocal #RolandKymRealtor #CommunityConnections #ServiceDirectory #VancouverLiving #ShopLocal

The Bank of Canada has just delivered another rate cut — and this one could make a meaningful difference for homeowners and buyers across Greater Vancouver.

What the bank of Canada rate cut means to you…

On October 29, 2025, the central bank lowered its key policy rate by 0.25 %, bringing it down to 2.25 %, the lowest level we’ve seen since 2022. The Prime Rate now sits around 4.45 %, and while the Bank hinted that this may be the last cut for a while, the shift signals a stabilizing phase for Canada’s economy and housing market.

Let’s break down what’s driving this move, what it means for you as a buyer or seller, and how to make the most of this window of opportunity.

Why the Bank of Canada Cut Rates Again

After nearly two years of aggressive tightening, the Bank of Canada has turned the corner. Here’s why:

• The economy is slowing down. GDP contracted 1.6 % in the second quarter, mainly due to weaker exports and business investment.

• Inflation has cooled. Headline inflation now hovers near 2.4 %, right on target.

• Trade uncertainty with the U.S. continues to challenge Canadian manufacturing and resource sectors.

• With prices stable and growth soft, the Bank concluded that a 2.25 % policy rate is “about right” for current conditions — providing relief without reigniting inflation.

In other words: this isn’t a panic cut. It’s a careful adjustment to maintain stability and support consumer confidence.

What This Means for Home Buyers in Greater Vancouver

For buyers, this is welcome news.

Every time the Bank trims its overnight rate, mortgage lenders respond — and variable or adjustable-rate mortgages benefit first.

Here’s the quick math:
A 0.25 % drop saves roughly $70 – $80 per month per $500 000 borrowed. Since the rate peak in 2023, that’s about $825 less each month on the same loan — nearly $10 000 a year in savings.

Beyond the math, buyers gain:

• Improved affordability — lower payments or a bit more room in your pre-approval.

• Confidence to act — a signal that the market is stabilizing after a volatile stretch.

• An opportunity window — the Bank hinted this could be the last cut for a while, so locking in now may secure a favourable rate before competition rises again.

What This Means for Sellers in Greater Vancouver

Sellers benefit too — just in a different way.

Lower rates tend to boost buyer activity and improve affordability, supporting stable home prices. As borrowing becomes more accessible, more qualified buyers re-enter the market — particularly for entry-level detached homes, condos, and townhomes.

That said, this isn’t an overnight rush. Sellers should still:

• Price strategically based on current comparable sales.

• Present beautifully — condition, staging, and marketing still drive results.

• Work with a professional who understands how shifting rates influence buyer psychology and timing.

With the right pricing and presentation, this rate environment can give your listing a meaningful advantage.

What It Means for the Vancouver Market Overall

Vancouver’s market thrives on confidence.

After a year of hesitant buyers and high borrowing costs, lower rates are re-energizing interest and showings across multiple property types.

We’re already seeing more pre-approvals and early-stage offers, clear signs that buyers are stepping off the sidelines.

Still, limited inventory means this will remain a balanced, steady market — not an overheated one. Expect consistent activity through winter and a potentially stronger spring 2026 if rates stay supportive.

The Bottom Line

The Bank of Canada’s rate cut to 2.25 % is good news for both buyers and sellers — restoring balance and creating opportunity in Vancouver’s dynamic housing market.

For buyers, it’s a chance to lock in lower costs and explore homes that may now fit your budget.
For sellers, it’s a reminder that confidence is returning and well-presented homes will attract attention again.

Ready to Make Your Move?

If you’re planning a move to or within Vancouver, now’s the perfect time to revisit your goals.

Let’s talk about your timing, financing, and strategy — so you can make the most of today’s changing market.

Visit MoveToVancouverCanada.com
or connect directly with Roland Kym, local Realtor and relocation specialist — helping people make smart moves in every market.